delinquency

noun

1. (countable, uncountable)Misconduct.
2. (countable, uncountable)A criminal offense.
3. (countable, uncountable)A debt that is overdue for payment.

   “Commercial and multifamily mortgage delinquencies increased in the first quarter of 2023, according to a new report from the Mortgage Bankers Association. […] The quarterly analysis looks at delinquency rates for five of the largest investor groups: FDIC-insured banks and thrifts, commercial mortgage-backed securities, life insurance companies, and Fannie Mae and Freddie Mac.”